OCHIQ BANK (OPEN BANKING) FAOLIYATINING XALQARO TAJRIBASI VA O‘ZBEKISTONDA QO‘LLANILISHI
Kalit so‘zlar:
moliyaviy texnologiyalar, API integratsiyasi, ma’lumot almashish, bank xizmatlarini raqobatbardoshligi, moliyaviy ommaboplik, tartibga solish, banklararo hamkorlik, O‘zbekiston bank sektori, raqamli infratuzilma, xavfsizlik va maxfiylik.Annotatsiya
Ushbu maqola ochiq bank tizimining ilg‘or xorijiy tajribalarini
tahlil qilish va ularni O‘zbekistonda qo‘llash imkoniyatlarini o‘rganishga
qaratilgan. O‘zbekistonda raqamli iqtisodiyotning rivojlanishi va moliyaviy
texnologiyalarga bo‘lgan talabning ortishi bilan birga, ochiq bank xizmatlarini
tatbiq etish dolzarb masala hisoblanadi. Maqolada ochiq bank tizimining
afzalliklari, muammolari va O‘zbekistonda joriy etish yo‘nalishlari, shuningdek,
tartibga solish va huquqiy asoslar ko‘rib chiqiladi.
Manbalar
Fingleton J., McAndrews J. Open Banking: Opportunities and Challenges. — Cambridge: MIT Press, 2019.
Petralia K., Philippon T., Rice T., Veron N. Banking Disrupted? Financial Intermediation in an Era of Transformational Technology. — Frankfurt am Main: European Central Bank, 2019.
Lohmeier A., Hilt G. Open Banking in Europe: Current Developments and Market Opportunities // Financial Stability Review. — 2020. — Vol. 24, No. 3. — P. 30–45.
PwC. Open Banking: How to Flourish in an Ecosystem Built Around API Technology. — PwC Global Fintech Report, 2020.
McKinsey & Company. Open Banking: How to Capture the Strategic Value of an Open-Data World. — McKinsey Financial Services Insights, 2021.
Deloitte. Open Banking: Opportunities and Risks for Banks. — Deloitte Insights, 2020.
Capgemini Research Institute. World Fintech Report 2021: Open Banking and Digital Ecosystems. — Capgemini, 2021.
O‘zbekiston Respublikasi Markaziy banki. O‘zbekiston moliyaviy sektori rivoji va raqamli transformatsiya yo‘nalishlari bo‘yicha hisobot. — Toshkent, 2022.